What is Auto Insurance?

Auto Insurance is designed to protect you and your family against financial liability you may face in the event of an accident or other causes of loss. It covers injuries and damages caused by an accident for which you are legally responsible for. Depending on the coverage you choose it will help pay for damage to your vehicle from an accident, vandalism or if it is stolen.


Why You Need Auto Insurance

Most states require a motor vehicle owner to carry a minimum amount of liability insurance and provide proof of coverage before legally driving the vehicle on public roads. If you are uninsured and involved in an accident you are legally responsible for, you will be paying the other party’s damages out of pocket.


What is the Best Coverage for Me?

Unfortunately there is no universal coverage that fits everyone’s needs and there may be several coverages that may suit you. Just be mindful the required minimum coverage may not be enough depending on the accident. Please feel free to speak to us and discuss the best auto insurance coverage that meets your needs and budget.